It’s been a good week here at Canadian Tax Resource . I wrote about how you can use a strip bond to protect your investment  while getting exposure to the stock market, I tried to clear the air for seniors and the OAS Clawback  and I published 5 Tips to Pay off Your Mortgage .
If you have followed Canadian Tax Resource for some time, you will have noticed that I have changed the look of the site recently. Part of this change was more than visual: I made a conscious decision to move away from answering the bulk of tax and financial planning questions by e-mail and have encouraged readers to post comments directly on posts.
I would like to thank the following people who have posted comments and contributed to the discussion on Canadian tax Resource:
- Ray – Financial Highway 
- Mark Krygier – VP & Portfolio Manager, TD Waterhouse 
- Mike Kolcun
- John D
- Lori Anne
My Favourite Articles From The Past Week
- Jonathan Chevreau points out that everyone needs to think about a financial planning. He points out that 78% of NBA players are broke within five years of retirement!
- Canadian Financial DIY talks about the benefits of a diversified portfolio  for retirees. Diversification is simply a technique where you invest in a variety of different companies within and across industries. The underlying theory is that the more stocks you own, the less volatile your portfolio. However, the more diversified you are, the less likely you are to beat the market.
- Million Dollar Journey gave a quick an dirty primer on the Individual Pension Plan (IPP) . An IPP is a pension plan available to small business owners and allows them to have a pension plan like those offered in large companies. With an IPP, the corporation makes contributions to the plan which are tax deductible: The corporation reduces its income tax and the benefit (the pension) is not taxable either. It’s a win-win situation.
- Ray at Financial Highway (and one of this weeks commenter’s) provides a primer on exchange traded funds (ETF’s) . What are they and how do they work?
- Canadian Capitalist reported that short-term borrowing costs are going up. Those with personal lines of credit may get or will have already received a notice their interest rate is going up (mine went up a few months ago).
That’s it for this week. I have decided to take next week off, as many of you will probably do as well. The following week I have some great stuff lined up so stay tuned.